/* ============================================================
   EQUITIFY — Priyadharshan R, SEBI Registered Research Analyst
   SEBI Reg. No. INH000030241 · BSE Enlistment No. 7517
   Single-page site. Palette pulled from the brand mark (#003070).
   Dark navy hero, restrained fintech aesthetic.
   ============================================================ */

:root{
  --navy:#003070;        /* brand navy */
  --navy-d:#001C47;
  --navy-2:#082A5E;
  --navy-l:#2E5BA8;

  /* bright royal-blue accent — AA on white (5.7:1) and white-on-accent AA */
  --accent:#1D4ED8;
  --accent-d:#1740A6;
  --accent-wash:#EAF1FD;
  --accent-ln:#2E5BA8;   /* link/accent text on light, AA */

  /* premium gold for the "offer / saving" cues */
  --gold:#9A7114;        /* AA text on light */
  --gold-wash:#FBF2D9;

  --ink:#0E1626;
  --ink-2:#38435A;
  --ink-3:#5E6B82;
  --line:#E2E8F1;
  --line-2:#EDF1F7;

  --bg:#F6F8FC;
  --card:#FFFFFF;

  --mint:#CFEEDD;
  --sky:#CFE0F7;
  --peach:#FFD9BE;

  --r-sm:14px; --r:18px; --r-lg:26px; --r-xl:36px;
  --shadow-s:0 2px 10px rgba(14,22,38,.05);
  --shadow:0 14px 40px -18px rgba(14,22,38,.22), 0 2px 8px rgba(14,22,38,.05);
  --shadow-lg:0 40px 90px -40px rgba(10,30,70,.40), 0 6px 20px rgba(14,22,38,.06);

  --maxw:1180px;
  --nav-h:74px;

  --sans:"Plus Jakarta Sans",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  --display:"Sora","Plus Jakarta Sans",-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
}

*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:calc(var(--nav-h) + 24px)}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{animation-duration:.001ms!important;animation-iteration-count:1!important;transition-duration:.001ms!important}
}
body{
  margin:0;background:var(--bg);color:var(--ink);
  font-family:var(--sans);font-size:18px;line-height:1.64;font-weight:400;
  -webkit-font-smoothing:antialiased;overflow-x:hidden;
}
img{max-width:100%;height:auto;display:block}
a{color:inherit}
button{font:inherit}
:focus-visible{outline:3px solid var(--accent);outline-offset:3px;border-radius:6px}

.wrap{width:100%;max-width:var(--maxw);margin-inline:auto;padding-inline:24px}
.skip{position:absolute;left:-9999px;top:0;z-index:200;background:var(--navy);color:#fff;padding:12px 20px;border-radius:0 0 12px 0;font-weight:700}
.skip:focus{left:0}
.visually-hidden{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}

/* ---------- type ---------- */
h1,h2,h3,h4{margin:0;font-weight:800;letter-spacing:-.03em;line-height:1.04;text-wrap:balance}
h1,.h1,h2,.h2{font-family:var(--display)}
.h1{font-size:clamp(2.5rem,6.6vw,4.6rem);letter-spacing:-.035em}
.h2{font-size:clamp(1.95rem,4.3vw,3.1rem);letter-spacing:-.03em}
.h3{font-size:clamp(1.2rem,2.1vw,1.55rem);letter-spacing:-.025em}
.accent{color:var(--accent-ln)}
.accent-on-dark{color:#7FB0FF}
p{margin:0 0 1em}
.lede{font-size:clamp(1.04rem,1.5vw,1.2rem);color:var(--ink-2);line-height:1.7;max-width:62ch}
.center{text-align:center}
.center .lede{margin-inline:auto}
.muted{color:var(--ink-3)}

/* ---------- reveal ---------- */
[data-rv]{opacity:0;transform:translateY(22px);transition:opacity .7s cubic-bezier(.2,.7,.3,1),transform .7s cubic-bezier(.2,.7,.3,1)}
[data-rv].in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){[data-rv]{opacity:1;transform:none}}

/* ---------- scroll progress ---------- */
#prog{position:fixed;inset:0 auto auto 0;height:3px;width:0;z-index:120;
  background:linear-gradient(90deg,var(--navy),var(--accent),#7FB0FF);
  transition:width .08s linear}

/* ---------- buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:9px;
  padding:14px 24px;border-radius:999px;border:1px solid transparent;
  font-weight:700;font-size:1rem;letter-spacing:-.01em;text-decoration:none;cursor:pointer;
  transition:transform .18s cubic-bezier(.2,.7,.3,1),box-shadow .2s,background .2s,color .2s,border-color .2s;
}
.btn:hover{transform:translateY(-2px)}
.btn-navy{background:var(--navy);color:#fff;box-shadow:0 10px 26px -12px rgba(0,48,112,.8)}
.btn-navy:hover{background:var(--navy-d);box-shadow:0 16px 34px -14px rgba(0,48,112,.85)}
.btn-accent{background:var(--accent);color:#fff;box-shadow:0 10px 26px -12px rgba(29,78,216,.8)}
.btn-accent:hover{background:var(--accent-d)}
.btn-ghost{background:#fff;color:var(--ink);border-color:var(--line);box-shadow:var(--shadow-s)}
.btn-ghost:hover{border-color:var(--navy);color:var(--navy)}
.btn-ghost-light{background:rgba(255,255,255,.06);color:#fff;border-color:rgba(255,255,255,.3)}
.btn-ghost-light:hover{background:rgba(255,255,255,.14);border-color:rgba(255,255,255,.6)}
.btn-sm{padding:11px 19px;font-size:.9rem}
.btn-wa{background:var(--wa);color:#fff;box-shadow:0 8px 22px -10px rgba(18,130,62,.9)}
.btn-wa:hover{background:var(--wa-d)}
.btn-wa svg{flex:0 0 auto}

/* ---------- nav ---------- */
.nav{position:fixed;top:16px;left:0;right:0;z-index:100;pointer-events:none;padding-inline:16px}
.nav-in{
  pointer-events:auto;display:flex;align-items:center;gap:14px;
  max-width:var(--maxw);margin-inline:auto;height:var(--nav-h);
  padding:0 12px 0 16px;border-radius:999px;
  background:rgba(255,255,255,.82);backdrop-filter:blur(14px) saturate(1.4);
  -webkit-backdrop-filter:blur(14px) saturate(1.4);
  border:1px solid rgba(255,255,255,.9);
  box-shadow:0 10px 34px -14px rgba(14,22,38,.22),0 1px 3px rgba(14,22,38,.05);
  transition:box-shadow .3s,background .3s;
}
.nav.stuck .nav-in{box-shadow:0 18px 46px -18px rgba(14,22,38,.3),0 1px 3px rgba(14,22,38,.06)}
.brand{display:flex;align-items:center;gap:11px;text-decoration:none;flex:0 0 auto}
.brand .mark{width:44px;height:44px;border-radius:12px;display:grid;place-items:center;background:var(--navy);flex:0 0 auto}
.brand .mark img{width:30px;height:30px}
.brand b{font-size:1.4rem;font-weight:800;letter-spacing:-.04em;line-height:1;display:block;font-family:var(--display);color:var(--navy)}
.brand span{display:block;font-size:.68rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--ink-3);margin-top:3px}
.nav-links{display:flex;align-items:center;gap:2px;margin-left:auto}
.nav-links a{
  text-decoration:none;font-size:.96rem;font-weight:600;color:var(--ink-2);
  padding:9px 12px;border-radius:999px;transition:background .2s,color .2s;white-space:nowrap;
}
.nav-links a:hover{background:var(--accent-wash);color:var(--accent-d)}
.nav-links .nav-cta{display:none}
.nav .btn{flex:0 0 auto}
.burger{display:none;width:46px;height:46px;border-radius:999px;border:1px solid var(--line);background:#fff;cursor:pointer;align-items:center;justify-content:center;flex:0 0 auto}
.burger span{display:block;width:19px;height:2px;background:var(--ink);border-radius:2px;position:relative;transition:.25s}
.burger span::before,.burger span::after{content:"";position:absolute;left:0;width:19px;height:2px;background:var(--ink);border-radius:2px;transition:.25s}
.burger span::before{top:-6px}.burger span::after{top:6px}
.nav.open .burger span{background:transparent}
.nav.open .burger span::before{top:0;transform:rotate(45deg)}
.nav.open .burger span::after{top:0;transform:rotate(-45deg)}
@media (max-width:1040px){
  .nav-links{
    position:absolute;top:calc(var(--nav-h) + 10px);left:0;right:0;
    flex-direction:column;align-items:stretch;gap:2px;padding:12px;
    background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);box-shadow:var(--shadow-lg);display:none;
  }
  .nav.open .nav-links{display:flex}
  .nav-links a{padding:13px 16px;font-size:1rem}
  .burger{display:flex;margin-left:auto}
  .nav .btn-nav{display:none}
  .nav-links .nav-cta{display:block;background:var(--navy);color:#fff;text-align:center;font-weight:700;margin-top:6px}
  .nav-links .nav-cta:hover{background:var(--navy-d);color:#fff}
}

/* ---------- hero (dark) ---------- */
.hero{position:relative;background:linear-gradient(165deg,#001A42 0%,#003070 52%,#083266 100%);color:#fff;overflow:hidden;padding:calc(var(--nav-h) + 72px) 0 84px}
.hero-bg{position:absolute;inset:0;z-index:0;pointer-events:none;overflow:hidden}
.hero-grid-lines{position:absolute;inset:0;opacity:.14;
  background-image:linear-gradient(rgba(255,255,255,.4) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.4) 1px,transparent 1px);
  background-size:56px 56px;
  -webkit-mask-image:radial-gradient(120% 90% at 70% 10%,#000 20%,transparent 72%);
  mask-image:radial-gradient(120% 90% at 70% 10%,#000 20%,transparent 72%)}
.hero-glow{position:absolute;border-radius:50%;filter:blur(90px);opacity:.5}
.hero-glow.g1{width:48vw;height:48vw;background:#1D4ED8;right:-10vw;top:-16vw}
.hero-glow.g2{width:34vw;height:34vw;background:#2E5BA8;left:-12vw;bottom:-18vw;opacity:.45}
.hero-mark{position:absolute;right:-6%;bottom:-14%;width:min(560px,52vw);opacity:.06;z-index:0;filter:none}
.hero-in{position:relative;z-index:2;max-width:860px}
.pill-row{display:flex;flex-wrap:wrap;gap:10px;margin-bottom:26px}
.pill{
  display:inline-flex;align-items:center;gap:9px;padding:7px 15px 7px 7px;border-radius:999px;
  background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);
  font-size:.92rem;font-weight:700;letter-spacing:-.005em;color:#EAF1FF;
}
.pill em{font-style:normal;background:#fff;color:var(--navy);padding:4px 11px;border-radius:999px;font-size:.78rem;letter-spacing:.04em;font-weight:800}
.pill .dot{width:8px;height:8px;border-radius:50%;background:#5FE3A1;flex:0 0 auto;box-shadow:0 0 0 4px rgba(95,227,161,.18);margin-left:4px}
.hero h1{margin-bottom:22px;color:#fff}
.hero h1 .hl{color:#8FBBFF}
.hero .lede{color:#C9D7F0;max-width:60ch;margin-bottom:30px;font-size:clamp(1.08rem,1.6vw,1.3rem)}
.hero-cta{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:28px}
.hero-note{font-size:.9rem;color:#9FB2D6;max-width:60ch;margin:0}
.hero-stats{display:flex;flex-wrap:wrap;gap:14px 34px;margin-top:38px;padding-top:30px;border-top:1px solid rgba(255,255,255,.14)}
.hero-stat b{display:block;font-family:var(--display);font-size:1.7rem;font-weight:800;letter-spacing:-.04em;color:#fff;line-height:1.05}
.hero-stat span{font-size:.86rem;color:#A9BCDD;font-weight:600}
@media (max-width:620px){.hero-stat b{font-size:1.4rem}}

/* ---------- marquee strip ---------- */
.strip{border-bottom:1px solid var(--line);background:#fff;overflow:hidden;padding:15px 0}
.mq{display:flex;gap:0;width:max-content;animation:mq 40s linear infinite}
.strip:hover .mq{animation-play-state:paused}
@keyframes mq{to{transform:translateX(-50%)}}
@media (prefers-reduced-motion:reduce){.mq{animation:none}}
.mq ul{display:flex;margin:0;padding:0}
.mq li{list-style:none;display:flex;align-items:center;gap:12px;padding:0 26px;font-weight:700;font-size:.95rem;letter-spacing:-.01em;color:var(--ink-2);white-space:nowrap}
.mq li::after{content:"";width:6px;height:6px;border-radius:50%;background:var(--accent);opacity:.55}

/* ---------- sections ---------- */
.sec{padding:clamp(60px,8.5vw,106px) 0;position:relative}
.sec-head{margin-bottom:clamp(32px,5vw,54px)}
.sec-head .lede{margin-top:16px}
.tag{
  display:inline-block;padding:7px 15px;border-radius:999px;background:var(--accent-wash);color:var(--accent-d);
  font-size:.78rem;font-weight:800;letter-spacing:.11em;text-transform:uppercase;margin-bottom:16px;
}

/* ---------- about ---------- */
.about-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(28px,4vw,56px);align-items:center}
.about-card{position:relative;border-radius:var(--r-xl);padding:40px 34px;background:linear-gradient(165deg,#003070,#001C47);color:#fff;box-shadow:var(--shadow-lg);overflow:hidden}
.about-card .ac-mark{position:absolute;right:-30px;bottom:-30px;width:220px;opacity:.1}
.about-card .ac-logo{width:62px;height:62px;border-radius:16px;background:rgba(255,255,255,.1);display:grid;place-items:center;margin-bottom:22px}
.about-card .ac-logo img{width:40px;height:40px}
.about-card .ac-photo{width:96px;height:96px;border-radius:20px;object-fit:cover;object-position:center top;margin-bottom:22px;border:3px solid rgba(255,255,255,.18);box-shadow:0 8px 24px rgba(0,0,0,.28);position:relative;z-index:1}
.about-card h3{color:#fff;font-size:1.5rem;margin-bottom:6px}
.about-card .ac-role{color:#9FBBEA;font-weight:700;font-size:.9rem;letter-spacing:.02em;margin-bottom:20px}
.about-card .ac-list{list-style:none;margin:0;padding:0;display:grid;gap:12px;position:relative;z-index:1}
.about-card .ac-list li{display:flex;gap:11px;align-items:flex-start;font-size:.97rem;color:#D7E2F5;line-height:1.5}
.about-card .ac-list li::before{content:"";width:18px;height:18px;border-radius:50%;background:rgba(143,187,255,.22);color:#9FD3FF;flex:0 0 auto;margin-top:2px;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%239FD3FF' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E");background-size:12px;background-repeat:no-repeat;background-position:center}
.facts{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-top:26px}
.fact{background:#fff;border:1px solid var(--line-2);border-radius:var(--r);padding:16px 18px;box-shadow:var(--shadow-s)}
.fact b{display:block;font-family:var(--display);font-size:1.35rem;font-weight:800;letter-spacing:-.03em;line-height:1.1;color:var(--navy)}
.fact span{font-size:.86rem;color:var(--ink-3);font-weight:600}
@media (max-width:860px){.about-grid{grid-template-columns:1fr}}
@media (max-width:420px){.facts{grid-template-columns:1fr}}

/* ---------- scope (can / cannot) ---------- */
.scope{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.scope>div{border-radius:var(--r-lg);padding:30px;border:1px solid var(--line-2);box-shadow:var(--shadow)}
.scope .can{background:#fff}
.scope .cant{background:linear-gradient(165deg,#0E1626,#1A2335);color:#E9EEF6;border-color:#222c40}
.scope h3{margin-bottom:8px;display:flex;align-items:center;gap:11px;font-family:var(--sans)}
.scope .ic{width:34px;height:34px;border-radius:11px;display:grid;place-items:center;flex:0 0 auto;font-size:1rem}
.scope .can .ic{background:var(--accent-wash);color:var(--accent-d)}
.scope .cant .ic{background:rgba(255,255,255,.1);color:#FFC9A8}
.scope ul{margin:16px 0 0;padding:0;list-style:none;display:grid;gap:11px}
.scope li{position:relative;padding-left:28px;font-size:1rem;line-height:1.55}
.scope li::before{position:absolute;left:0;top:0;font-weight:800}
.scope .can li::before{content:"✓";color:var(--accent-d)}
.scope .cant li::before{content:"✕";color:#FF9E7A}
.scope .cant p{color:#A9B6C9}
.scope .note{margin-top:18px;font-size:.83rem;color:var(--ink-3)}
.scope .cant .note{color:#8D9AAF}
@media (max-width:860px){.scope{grid-template-columns:1fr}}

/* ---------- services ---------- */
.svc{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.svc-card{background:#fff;border:1px solid var(--line-2);border-radius:var(--r-lg);padding:26px 24px;box-shadow:var(--shadow-s);transition:transform .25s,box-shadow .25s,border-color .25s}
.svc-card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:var(--sky)}
.svc-ic{width:46px;height:46px;border-radius:13px;background:var(--accent-wash);color:var(--accent-d);display:grid;place-items:center;margin-bottom:16px}
.svc-ic svg{width:24px;height:24px}
.svc-card h3{font-size:1.14rem;margin-bottom:8px;font-family:var(--sans)}
.svc-card p{font-size:.94rem;color:var(--ink-2);margin:0 0 12px;line-height:1.55}
.svc-tags{display:flex;flex-wrap:wrap;gap:6px}
.svc-tags span{font-size:.74rem;font-weight:700;letter-spacing:.02em;color:var(--navy);background:var(--accent-wash);padding:4px 10px;border-radius:999px}
@media (max-width:980px){.svc{grid-template-columns:repeat(2,1fr)}}
@media (max-width:520px){.svc{grid-template-columns:1fr}}

/* ---------- pricing (gated) ---------- */
.pricing{background:#fff;border-top:1px solid var(--line)}
.price-wrap{position:relative;border:1px solid var(--line-2);border-radius:var(--r-xl);box-shadow:var(--shadow);overflow:hidden;background:#fff}
.price-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:0}
.pcol{padding:26px 22px;border-right:1px solid var(--line-2)}
.pcol:last-child{border-right:0}
.pcol h3{font-size:1.1rem;font-family:var(--sans);margin-bottom:4px}
.pcol .pseg{font-size:.78rem;font-weight:700;color:var(--ink-3);letter-spacing:.02em;margin-bottom:18px;display:block}
.ptier{padding:14px 0;border-top:1px dashed var(--line)}
.ptier:first-of-type{border-top:0;padding-top:4px}
.ptier .pt-term{font-size:.82rem;font-weight:700;color:var(--ink-3);text-transform:uppercase;letter-spacing:.06em;margin-bottom:4px}
.ptier .pt-price{display:flex;align-items:baseline;gap:9px;flex-wrap:wrap}
.ptier .pt-now{font-family:var(--display);font-size:1.55rem;font-weight:800;letter-spacing:-.03em;color:var(--navy);line-height:1}
.ptier .pt-was{font-size:1rem;color:var(--ink-3);text-decoration:line-through;font-weight:600}
.ptier .pt-save{font-size:.7rem;font-weight:800;letter-spacing:.03em;color:var(--gold);background:var(--gold-wash);padding:2px 8px;border-radius:999px}
.pcol.feat{background:linear-gradient(180deg,var(--accent-wash),#fff 60%)}
.pcol.feat h3{color:var(--accent-d)}
.price-foot{padding:22px 26px;border-top:1px solid var(--line-2);background:var(--bg);font-size:.86rem;color:var(--ink-3);line-height:1.6}
.price-foot strong{color:var(--ink-2)}

/* gate overlay */
.gate{position:absolute;inset:0;z-index:5;display:grid;place-items:center;padding:24px;
  background:linear-gradient(180deg,rgba(255,255,255,.72),rgba(246,248,252,.92));
  backdrop-filter:blur(7px);-webkit-backdrop-filter:blur(7px)}
.gate-box{width:100%;max-width:440px;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);box-shadow:var(--shadow-lg);padding:30px 28px;text-align:center}
.gate-box .lock{width:52px;height:52px;border-radius:15px;background:var(--navy);display:grid;place-items:center;margin:0 auto 16px}
.gate-box .lock svg{width:26px;height:26px}
.gate-box h3{font-size:1.3rem;margin-bottom:8px;font-family:var(--sans)}
.gate-box p{font-size:.94rem;color:var(--ink-2);margin:0 0 18px}
.gate-box .gf{text-align:left;margin-bottom:13px}
.gate-box label{display:block;font-size:.82rem;font-weight:700;margin-bottom:6px}
.gate-box input{width:100%;padding:13px 15px;border:1px solid var(--line);border-radius:var(--r-sm);background:var(--bg);font:inherit;font-size:1rem;color:var(--ink);transition:border-color .2s,background .2s,box-shadow .2s}
.gate-box input:focus{background:#fff;border-color:var(--accent);outline:none;box-shadow:0 0 0 3px var(--accent-wash)}
.gate-box .err{color:#B42318;font-size:.82rem;margin:-6px 0 10px;min-height:1px}
.gate-box .gconsent{display:flex;gap:10px;align-items:flex-start;font-size:.82rem;color:var(--ink-2);text-align:left;line-height:1.5;margin:4px 0 16px}
.gate-box .gconsent input{width:17px;height:17px;flex:0 0 auto;margin-top:2px;accent-color:var(--accent)}
.gate-box .btn{width:100%}
.gate-box .gnote{font-size:.78rem;color:var(--ink-3);margin:14px 0 0;line-height:1.5}
.gate-box .hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.price-wrap.unlocked .gate{display:none}
.price-wrap:not(.unlocked) .price-grid{filter:blur(6px);pointer-events:none;user-select:none}
.price-wrap:not(.unlocked) .price-foot{filter:blur(6px)}
.unlocked-note{display:none;align-items:center;gap:10px;margin-top:16px;padding:12px 18px;border-radius:var(--r);background:#E7F6EC;border:1px solid #BFE6CB;color:#166534;font-size:.9rem;font-weight:600}
.price-wrap.unlocked ~ .unlocked-note{display:flex}
@media (max-width:860px){
  .price-grid{grid-template-columns:1fr 1fr}
  .pcol:nth-child(odd){border-right:1px solid var(--line-2)}
  .pcol:nth-child(even){border-right:0}
  .pcol{border-bottom:1px solid var(--line-2)}
}
@media (max-width:520px){
  .price-grid{grid-template-columns:1fr}
  .pcol{border-right:0!important}
}
/* Locked pricing on phones: show a clean unlock card instead of a tall blurred void */
@media (max-width:600px){
  .price-wrap{overflow:visible}
  .price-wrap:not(.unlocked){border:0;box-shadow:none;background:transparent}
  .price-wrap:not(.unlocked) .price-grid,
  .price-wrap:not(.unlocked) .price-foot{display:none}
  .price-wrap:not(.unlocked) .gate{position:static;inset:auto;padding:0;background:transparent;backdrop-filter:none;-webkit-backdrop-filter:none}
  .price-wrap:not(.unlocked) .gate-box{margin-inline:auto}
}

/* ---------- process ---------- */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.step{background:#fff;border:1px solid var(--line-2);border-radius:var(--r-lg);padding:26px;box-shadow:var(--shadow-s);position:relative}
.step b.n{display:grid;place-items:center;width:40px;height:40px;border-radius:13px;background:var(--navy);color:#fff;font-size:.95rem;font-weight:800;margin-bottom:16px;font-family:var(--display)}
.step:nth-child(2) b.n{background:#1D4ED8}
.step:nth-child(3) b.n{background:#2E5BA8}
.step:nth-child(4) b.n{background:#0A2550}
.step h3{font-size:1.06rem;margin-bottom:8px;font-family:var(--sans)}
.step p{font-size:.95rem;color:var(--ink-2);margin:0;line-height:1.55}
@media (max-width:960px){.steps{grid-template-columns:repeat(2,1fr)}}
@media (max-width:520px){.steps{grid-template-columns:1fr}}

/* ---------- risk band ---------- */
.risk{background:#0E1626;color:#E9EEF6;border-radius:var(--r-xl);padding:clamp(30px,5vw,54px);box-shadow:var(--shadow-lg);position:relative;overflow:hidden}
.risk::after{content:"";position:absolute;right:-90px;top:-90px;width:320px;height:320px;border-radius:50%;background:radial-gradient(circle,rgba(255,158,122,.26),transparent 70%)}
.risk .tag{background:rgba(255,158,122,.16);color:#FFC9A8}
.risk h2{color:#fff;margin-bottom:16px;position:relative;z-index:1}
.risk p{color:#AEBAC8;position:relative;z-index:1;max-width:70ch}
.risk .hl-warn{color:#FFC9A8;font-family:var(--display)}
.risk-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:30px;position:relative;z-index:1}
.risk-stat{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1);border-radius:var(--r);padding:22px}
.risk-stat b{display:block;font-family:var(--display);font-size:clamp(1.8rem,3.6vw,2.4rem);font-weight:800;letter-spacing:-.04em;color:#FFC9A8;line-height:1.05}
.risk-stat span{font-size:.92rem;color:#AEBAC8;display:block;margin-top:7px;line-height:1.5}
.risk-src{margin-top:22px;font-size:.8rem;color:#8491A3;position:relative;z-index:1}
@media (max-width:700px){.risk-stats{grid-template-columns:1fr}}

/* ---------- faq ---------- */
.faq{max-width:820px;margin-inline:auto;display:grid;gap:10px}
.faq details{background:#fff;border:1px solid var(--line-2);border-radius:var(--r);box-shadow:var(--shadow-s);overflow:hidden}
.faq summary{list-style:none;cursor:pointer;padding:20px 56px 20px 22px;font-weight:700;font-size:1.01rem;letter-spacing:-.02em;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";position:absolute;right:22px;top:50%;width:11px;height:11px;border-right:2.4px solid var(--ink-3);border-bottom:2.4px solid var(--ink-3);transform:translateY(-70%) rotate(45deg);transition:transform .25s}
.faq details[open] summary::after{transform:translateY(-25%) rotate(225deg)}
.faq details[open] summary{color:var(--accent-d)}
.faq .a{padding:0 22px 20px;font-size:1rem;color:var(--ink-2);line-height:1.65}
.faq .a p:last-child{margin-bottom:0}
.faq .a a{color:var(--accent-ln);font-weight:600}

/* ---------- contact ---------- */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px;align-items:start}
.cinfo{display:grid;gap:12px}
.crow{display:flex;gap:15px;align-items:flex-start;background:#fff;border:1px solid var(--line-2);border-radius:var(--r);padding:18px 20px;box-shadow:var(--shadow-s);text-decoration:none}
a.crow:hover{border-color:var(--accent)}
.crow .ic{width:38px;height:38px;border-radius:12px;background:var(--accent-wash);display:grid;place-items:center;flex:0 0 auto;font-size:1.05rem;color:var(--accent-d)}
.crow b{display:block;font-size:.74rem;text-transform:uppercase;letter-spacing:.09em;color:var(--ink-3);margin-bottom:3px}
.crow span{font-weight:700;letter-spacing:-.02em;font-size:.98rem;word-break:break-word}
.crow em{font-style:normal;display:block;font-weight:500;font-size:.92rem;color:var(--ink-2);margin-top:3px;line-height:1.5}
form.enq{background:#fff;border:1px solid var(--line-2);border-radius:var(--r-xl);padding:30px;box-shadow:var(--shadow)}
form.enq h3{margin-bottom:6px;font-family:var(--sans)}
form.enq>p{font-size:.9rem;color:var(--ink-3)}
.f{margin-bottom:15px}
.f label{display:block;font-size:.83rem;font-weight:700;margin-bottom:7px;letter-spacing:-.01em}
.f input,.f select,.f textarea{width:100%;padding:13px 15px;border:1px solid var(--line);border-radius:var(--r-sm);background:var(--bg);font:inherit;font-size:1rem;color:var(--ink);transition:border-color .2s,background .2s}
.f input:focus,.f select:focus,.f textarea:focus{background:#fff;border-color:var(--accent);outline:none;box-shadow:0 0 0 3px var(--accent-wash)}
.f textarea{resize:vertical;min-height:104px}
.consent{display:flex;gap:11px;align-items:flex-start;font-size:.9rem;color:var(--ink-2);line-height:1.5;margin-bottom:18px}
.consent input{width:18px;height:18px;flex:0 0 auto;margin-top:2px;accent-color:var(--accent)}
.form-note{font-size:.88rem;color:var(--ink-3);margin:14px 0 0;line-height:1.55}
.form-note a{color:var(--accent-ln);font-weight:700}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.send-row{display:grid;grid-template-columns:1.25fr 1fr;gap:10px}
@media (max-width:520px){.send-row{grid-template-columns:1fr}}
@media (max-width:860px){.contact-grid{grid-template-columns:1fr}}

/* ---------- CTA band ---------- */
.cta-band{position:relative;overflow:hidden;border-radius:var(--r-xl);padding:clamp(38px,6vw,64px);text-align:center;color:#fff;
  background:linear-gradient(150deg,#001C47,#003070 55%,#0A3A82);border:1px solid rgba(255,255,255,.1);box-shadow:var(--shadow-lg)}
.cta-band::after{content:"";position:absolute;right:-80px;bottom:-120px;width:360px;height:360px;border-radius:50%;background:radial-gradient(circle,rgba(143,187,255,.3),transparent 70%)}
.cta-band h2{color:#fff;margin-bottom:14px;position:relative;z-index:1}
.cta-band .lede{color:#C9D7F0;margin-inline:auto;margin-bottom:26px;position:relative;z-index:1}
.cta-band .hero-cta{justify-content:center;margin-bottom:0;position:relative;z-index:1}

/* ============================================================
   COMPLIANCE
   ============================================================ */
.compliance{background:#fff;border-top:1px solid var(--line)}
.reg-card{background:linear-gradient(165deg,var(--bg),#fff);border:1px solid var(--line-2);border-radius:var(--r-xl);padding:30px;box-shadow:var(--shadow);margin-bottom:18px}
.reg-card h3{font-size:1.15rem;margin-bottom:18px;font-family:var(--sans)}
.reg-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:0 34px;margin:0}
.reg-row{display:grid;grid-template-columns:.85fr 1.15fr;gap:14px;padding:12px 0;border-bottom:1px solid var(--line-2);font-size:.98rem;align-items:start}
.reg-row dt{color:var(--ink-3);font-weight:600;margin:0}
.reg-row dd{margin:0;font-weight:700;letter-spacing:-.015em}
.reg-row .hi{background:var(--accent-wash);color:var(--accent-d);padding:2px 9px;border-radius:7px}
@media (max-width:760px){.reg-grid{grid-template-columns:1fr}}

.warn-strip{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:22px}
.warn-box{background:#0E1626;color:#E9EEF6;border-radius:var(--r);padding:20px 22px}
.warn-box strong{display:block;font-size:.72rem;letter-spacing:.11em;text-transform:uppercase;color:#FFC9A8;margin-bottom:8px}
.warn-box p{margin:0;font-size:1rem;line-height:1.6;color:#DCE4EF}
@media (max-width:760px){.warn-strip{grid-template-columns:1fr}}

.cgroup-flat{border:1px solid var(--line-2);border-radius:var(--r-lg);background:#fff;box-shadow:var(--shadow-s);padding:8px 14px 14px}
details.citem{border-bottom:1px solid var(--line-2)}
details.citem:last-child{border-bottom:0}
details.citem>summary{list-style:none;cursor:pointer;padding:17px 46px 17px 10px;font-weight:700;font-size:1.04rem;letter-spacing:-.02em;position:relative}
details.citem>summary::-webkit-details-marker{display:none}
details.citem>summary::after{content:"+";position:absolute;right:16px;top:50%;transform:translateY(-50%);font-size:1.3rem;font-weight:400;color:var(--ink-3);line-height:1}
details.citem[open]>summary::after{content:"–"}
details.citem[open]>summary{color:var(--accent-d)}
.cnum{display:inline-block;min-width:32px;font-size:.85rem;font-weight:800;color:var(--accent-d);letter-spacing:.02em}
.cbody{padding:2px 10px 24px 40px;font-size:1rem;color:var(--ink-2);line-height:1.68;max-width:92ch}
.cbody h4{font-size:1.02rem;margin:20px 0 8px;color:var(--ink);letter-spacing:-.02em}
.cbody h4:first-child{margin-top:6px}
.cbody ul,.cbody ol{margin:0 0 12px;padding-left:20px}
.cbody li{margin-bottom:7px}
.cbody a{color:var(--accent-ln);font-weight:600}
.cbody .cnote,.cbody .tnote{font-size:.9rem;color:var(--ink-3);line-height:1.6}
.cd-updated{display:inline-block;margin:0 0 14px;padding:7px 14px;border-radius:999px;background:var(--accent-wash);color:var(--accent-d);font-size:.9rem;font-weight:600}
.cd-updated strong{color:inherit}
.cbody.doc .doc-h1{font-size:1.04rem;letter-spacing:.02em;margin:6px 0 6px}
.cbody.doc .doc-title{font-weight:800;color:var(--ink);letter-spacing:.01em;margin:0 0 16px}
.cbody.doc ul.doc-o{list-style-type:circle;padding-left:26px;margin:0 0 12px}
.cbody.doc ol.doc-A{list-style-type:upper-alpha;padding-left:26px;margin:20px 0 0}
.cbody.doc ol.doc-A > li{margin-bottom:20px}
.cbody.doc ol.doc-A > li > h4{display:inline;font-size:1.02rem}
.cbody.doc ol.doc-1{list-style-type:decimal;padding-left:24px;margin:10px 0 0}
.cbody.doc ol.doc-i{list-style-type:lower-roman;padding-left:26px;margin:10px 0 0}
.cbody.doc ol.doc-1 > li,.cbody.doc ol.doc-i > li{margin-bottom:10px}
.cbody.doc ol p,.cbody.doc ul p{margin:8px 0}
.cbody strong{color:var(--ink)}
@media (max-width:560px){.cbody{padding-left:12px}}

.ctable{overflow-x:auto;-webkit-overflow-scrolling:touch;border:1px solid var(--line-2);border-radius:var(--r-sm);margin:12px 0}
.ctable table{border-collapse:collapse;width:100%;min-width:560px;font-size:.92rem}
.ctable th,.ctable td{padding:10px 13px;text-align:left;border-bottom:1px solid var(--line-2);vertical-align:top}
.ctable th{background:var(--bg);font-weight:800;font-size:.85rem;letter-spacing:.02em;color:var(--ink)}
.ctable tr:last-child td{border-bottom:0}
.ctable tbody tr:last-child{background:var(--accent-wash)}
.drive-btn{margin-top:14px;background:var(--accent);color:#fff;box-shadow:0 8px 22px -10px rgba(29,78,216,.8)}
.cbody a.drive-btn{color:#fff}

/* ---------- footer ---------- */
footer{background:#001632;color:#AFC0DC;padding:64px 0 30px;font-size:.96rem}
@media (min-width:621px){footer{padding-bottom:104px}}
@media (max-width:620px){footer{padding-bottom:96px}}
.f-top{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:34px;padding-bottom:34px;border-bottom:1px solid rgba(255,255,255,.1)}
.f-brand{display:flex;align-items:center;gap:11px;margin-bottom:14px;text-decoration:none;color:#fff}
.f-brand .mark{width:44px;height:44px;border-radius:12px;background:rgba(255,255,255,.1);display:grid;place-items:center}
.f-brand .mark img{width:30px;height:30px}
.f-brand b{font-size:1.24rem;font-weight:800;letter-spacing:-.04em;display:block;color:#fff;font-family:var(--display)}
.f-brand span{font-size:.68rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:#7FB0FF;margin-top:2px}
.f-top h4{color:#fff;font-size:.78rem;letter-spacing:.11em;text-transform:uppercase;margin-bottom:14px}
.f-top a{color:#AFC0DC;text-decoration:none;display:block;padding:4px 0}
.f-top a:hover{color:#fff}
.f-top p{line-height:1.65;font-size:.94rem}
.f-warn{margin:26px 0;padding:20px 22px;border-radius:var(--r);background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1)}
.f-warn p{margin:0 0 10px;font-size:13.5px;line-height:1.65;color:#C8D4E6}
.f-warn p:last-child{margin-bottom:0}
.f-warn strong{color:#fff}
.f-bot{display:flex;flex-wrap:wrap;gap:12px 26px;justify-content:space-between;align-items:center;padding-top:22px;border-top:1px solid rgba(255,255,255,.1);font-size:.9rem;color:#8EA0BF}
.f-bot a{color:#AFC0DC;text-decoration:none}
.f-bot a:hover{color:#fff}
.f-credit a{color:#7FB0FF;font-weight:600;text-decoration:none;border-bottom:1px solid rgba(127,176,255,.4)}
.f-credit a:hover{color:#fff;border-bottom-color:#fff}
@media (max-width:900px){.f-top{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.f-top{grid-template-columns:1fr}}

/* keep the a11y toolbar clear of the nav */
#awBtn{z-index:130!important}

/* ---------- narrow-viewport hardening ---------- */
.reg-row{grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr)}
.crow>div,.step,.fact{min-width:0}
.crow em,.crow span{overflow-wrap:anywhere}
@media (max-width:420px){
  .wrap{padding-inline:16px}
  form.enq,.reg-card,.scope>div,.svc-card{padding:22px}
  .pcol{padding:22px 18px}
}

/* ---------- WhatsApp FAB ---------- */
:root{--wa:#12823E;--wa-d:#0E6B33}
.wa-fab{position:fixed;right:20px;bottom:20px;z-index:130;display:inline-flex;align-items:center;gap:10px;height:58px;padding:0 18px;border-radius:999px;background:rgba(14,107,51,.92);color:#fff;text-decoration:none;-webkit-backdrop-filter:blur(10px) saturate(1.3);backdrop-filter:blur(10px) saturate(1.3);border:1px solid rgba(255,255,255,.22);box-shadow:0 12px 30px -10px rgba(14,22,38,.45),0 2px 6px rgba(14,22,38,.2);transition:transform .2s cubic-bezier(.2,.7,.3,1),background .2s,box-shadow .2s}
.wa-fab:hover,.wa-fab:focus-visible{background:var(--wa-d);transform:translateY(-2px);box-shadow:0 18px 38px -12px rgba(14,22,38,.5),0 2px 6px rgba(14,22,38,.2)}
@supports not (backdrop-filter:blur(4px)){.wa-fab{background:var(--wa-d)}}
.wa-fab svg{flex:0 0 auto}
.wa-fab-label{font-weight:700;font-size:.97rem;letter-spacing:-.01em;white-space:nowrap}
@media (max-width:620px){.wa-fab{width:58px;padding:0;justify-content:center}.wa-fab-label{position:absolute;left:-9999px}}
.crow .ic-wa{background:#E4F7EC;color:var(--wa-d)}